Best Countries for Residency Permits for US Citizens in 2025

In a year already marked by political division, economic chaos, and growing unease about the future, it’s little wonder that more and more US citizens are considering a life outside the US. 

High taxes, government overreach and rising crime are a few of the concerns driving this shift in mindset. For many, the American Dream is starting to feel out of reach – or at least in need of a serious reset.

The good news? You don’t have to feel trapped. 

Across the globe, a growing number of countries are offering second residency programs that prioritise stability, opportunity and a fresh start.

Those programs aren’t just about escaping what’s not working – they’re about choosing something better. For many people, that means a lifestyle that fits, a tax system that makes sense and a government that lets you breathe.

Whether you’re seeking financial advantages, a more relaxed pace of life, or simply a new adventure, there’s likely a residency option that aligns with your goals.

The comprehensive guide takes a closer look at some of the best residency programs available to US citizens in 2025 – designed for those ready to live on their own terms in places where they’re treated best.

Residency Program Benefits for US Citizens

There are many good reasons to hold a residence permit in a new country: 

Provides a Plan B: Having a second residency to use when you need it is an ideal back-pocket option if circumstances change. In uncertain times, whether political or economic, it’s reassuring to know you have a backup option. If things go south in the US, you have a readymade place to go.

Can lead to citizenship: Some of the best residency programs offer a clear path to citizenship. Whether through long-term residence (naturalisation) or strategic investment, you can eventually gain a second passport. This opens up new opportunities for business, travel, work and long-term security. It’s a gateway to a broader world, and who wouldn’t want that?

Global strategy to save tax: You want to keep more of your wealth, so taking a smart approach to taxes should be a top priority. With the right residency, you can legally reduce your tax burden by establishing tax residence in a more favourable jurisdiction. A second residency can also be the cornerstone of strategies like our Trifecta method or Belt and Suspenders approach.

Lower cost of living: Let’s face it: the cost of living in the US is on the rise. Lots of countries offer a much more affordable lifestyle without sacrificing quality. This could mean lower housing costs, cheaper health care and a general reduction in everyday expenses. More money in your pocket equals more freedom.

Business expansion: A second residency can be a powerful tool for business. Expanding into new markets, tapping into new opportunities and benefiting from favourable business and tax climates in other countries can take your company to the next level. Residency can give you access to global networks and markets, opening doors for new growth.

Types of Residence Permits

There are two main types of residence permits: temporary and permanent. 

The key difference is the level of commitment and security they offer.

Temporary residence permits are valid for a fixed period. This is typically anywhere from one to five years. They’re often a stepping stone for those looking to live in a country but with an intention to renew or upgrade to permanent status. 

They’re perfect if you’re testing the waters and are not ready to fully commit.

On the other hand, permanent residence permits offer long-term stability. Once granted, it can last indefinitely and often come with many of the same rights as citizenship. 

Permanent residence usually comes after several years of temporary status or meeting specific criteria like investment or family ties. 

8 Best Residence Permits for US Citizens

While each country and its residency programs will appeal to different people, here are some of the most appealing ones for US citizens.

Mexico

Mexico is one of the easiest, most convenient residence options for Americans, and it’s hiding in plain sight. 

For those who want to live part-time abroad without going full nomad, Mexico ticks a lot of boxes. It has modern infrastructure, fast internet, decent healthcare, warm weather and some of the best food on the continent. 

And you’re just a short flight away from the US, which makes it perfect if you’re not quite ready to disappear.

From a lifestyle perspective, Mexico delivers. Cosmopolitan cities like Mexico City or Guadalajara offer world-class amenities at a fraction of the price, while beach towns like Playa del Carmen draw in remote workers and retirees alike. 

As for residence, Mexico makes it surprisingly easy. 

Temporary residence can be granted for up to four years and requires proof of income, savings, or owning real estate. You can qualify with around US$4,500 per month in income or US$74,000 in savings. 

Buying Mexican real estate worth around US$260,000 also works. After four years, you’re eligible to become a permanent resident. No need to live full-time, and work permission is available if you want it.

Malta

Malta has quietly become one of the smartest options for US citizens looking to gain a permanent foothold in Europe. 

It’s not just about the Mediterranean lifestyle, English-speaking locals and first-world infrastructure. What really draws strategic thinkers here is a blend of low-tax living and unrestricted access to the European Union. 

The Malta Permanent Residence Program (MPRP) lets you settle permanently with no physical stay requirement. You just need to show up for biometrics. 

It’s ideal for Americans who want access to the Schengen area without moving their entire life. You can include your partner, kids, parents and even grandparents in the same application.

To qualify, you’ll need assets of €500,000 (with at least €150,000 in liquid financial assets) and either buy property starting at €375,000 or rent from €14,000 per year. There’s an application fee of €50,000 and a financial contribution of €30,000 if you buy or €60,000 if you rent. 

It’s not cheap, but you’re buying lifetime EU access, flexibility and optional tax perks. See our guide to Malta Tax Residency Schemes for Nomads and Non-Doms for more. 

Malta also offers a separate Global Residence Program, which, if planned properly, can bring your effective tax rate down to around 15%. Citizenship is technically possible after five years.

Cyprus

Cyprus ticks all the right boxes for Americans looking for a base in Europe. It has tax-friendly rules, a pro-business attitude, and year-round sunshine. 

It’s a modern EU country with great international schools and private healthcare, where English is widely spoken and the cost of living won’t break the bank. 

As a non-domiciled tax resident, you can legally avoid tax on your foreign income, dividends and capital gains for up to 17 years. That’s a serious saving for investors, business owners and remote earners. 

There are a few routes to get in. The simplest is to start a Cyprus company and employ yourself. 

You’ll need to inject €41,000 into the business and show it’s real. Or you can come in as a visitor via the Pink Slip by proving you’ve got enough income from abroad to support yourself and a place to live there.

For those with bigger plans, the Investor Permit allows you to get permanent residency with a €300,000 real estate or business investment. Stay long enough, and citizenship is on the table after seven years.

Ireland

For US citizens who want a soft landing in Europe, Ireland is a culturally familiar, English-speaking country with world-class healthcare, a strong legal system and surprisingly simple residence options.

The Stamp 0 permit is the passive income route. It’s designed for retirees or high-net-worth individuals who aren’t looking to work or run a business. 

To qualify, you’ll need to show at least €50,000 per person per year in passive income plus a lump sum of around €100,000. That sum should be enough to cover any major life surprises – think medical bills or a sudden move. 

This allows you to live in a stable EU country with easy travel access to both Europe and the US. The lifestyle is comfortable, safe and laid-back. 

The downside is that Stamp 0 doesn’t lead to permanent residence or citizenship, so it’s more of a lifestyle move than a long-term strategy. 

Portugal

Portugal is a standout option for US citizens looking to establish residency in Europe. Beyond its sunny weather, stunning coastlines and delicious food, Portugal offers one of the most attractive residency programs in Europe. 

The D7 Passive Income Visa is a fantastic route for those with steady passive income who want to live in the EU. 

Whether it’s income from investments, pensions or property – if you can prove you make above the minimum wage, currently €9,840 per year, you can qualify for the D7. 

The best part? After five years of legal residence, you’re eligible to apply for citizenship and, with it, EU benefits.

If you’re keen to invest in business, the D2 visa allows you to set up or buy a business in Portugal and eventually move towards permanent residency. 

And, of course, there’s the golden visa program. If you’re willing to make an investment in the country, you can gain residency within a few months.

Greece

For those seeking to relocate to the Mediterranean, Greece provides the chance to invest in one of the most desirable real estate markets in Europe. 

Whether it’s the pristine beaches, rich history and growing expat communities, Greece’s appeal is undeniable.

For residency, the golden visa program stands out. By investing in Greek real estate, typically starting at €400,000 in certain regions, you can gain a five-year renewable residence permit, with no minimum physical presence required. 

The country’s tax regime is also attractive, with low property taxes and no inheritance tax for direct descendants. The ease of setting up a business or moving capital within the EU also gives entrepreneurs a powerful incentive.

For those looking for a temporary option, Greece offers a Financially Independent Person visa, requiring proof of a stable income of around €2,000 a month. 

It’s ideal for those who want to enjoy the benefits of Greek life without needing to work, while the country’s relatively low cost of living ensures your lifestyle can be both comfortable and affordable.

Montenegro

With its breathtaking Adriatic coastline, vibrant cities and growing expat community, Montenegro is a hidden gem in Southeastern Europe that’s gaining attention from international investors and entrepreneurs.

For those seeking residence, Montenegro offers a straightforward real estate investment program. While there are no minimum investment requirements, you must purchase a liveable property. 

Once it’s registered in your name, the process to secure temporary residency takes around 20 days. 

You only need to spend around 10-20 days per year in the country, and the residency can be renewed annually without issue. 

After five years of holding temporary residency, you can apply for permanent residence, and by year ten, you’ll be eligible for Montenegrin citizenship.

The real estate program is ideal for those looking for flexibility. There’s no restriction on where you buy property, and you can even rent it out. 

Malaysia

For US citizens looking beyond high-cost cities like Singapore or Hong Kong, Malaysia is a perfect alternative. 

The Malaysia My Second Home (MM2H) program is an enticing option for anyone looking for a long-term base in Southeast Asia. The program requires a significant deposit, which ranges from US$150,000 to US$1 million, depending on your age and the specific category you choose. 

You must maintain this deposit, but up to 50% can be withdrawn for approved uses like buying property, paying for medical expenses or covering educational costs.

With a minimum stay of just 90 days per year, it’s an ideal program for those who prefer a more flexible residency arrangement. There’s no path to citizenship, but after five years, you can enjoy the perks of permanent residency. 

With its territorial tax system, you can also Pay Zero or Low Taxes in Malaysia. 

Best Residence Permits: FAQs

Planning to Improve Your Lifestyle?

Choosing the right residency program is about finding the right fit for your life, goals and future. 

Whether you’re looking for business opportunities, tax-friendly living, or a fresh start in a new country, there’s a program for you. 

It’s about making a smart move that opens up new horizons as well as having better options in a volatile world, should you need it.

Ready to discover the perfect residency to match your unique needs? We can help.

We’ve helped 2,000+ high-net-worth individuals to ‘go where they’re treated best’, whether that’s by moving their business offshore, relocating to a tax-friendly country, or even pursuing a second citizenship.

Our clients are paired with experts in tax, investment strategy, asset protection and immigration to create and execute a holistic plan as unique as their goals. Reach out to get started.